Resources
Print it. Fill it in. Take it with you.
Free PDFs made for this companion. No sign-up, no email needed. Every worksheet also works on screen with live totals.
The Five Questions pocket card
Time, Cost, Risk, Incentives, Alternatives, with room to write the answers. Take it to any bank, insurer or adviser.
Download ↓Monthly cash-flow worksheet
Where your month goes: income, commitments, everyday spending and your margin.
Download ↓Net worth statement
Everything you own, everything you owe, and the difference.
Download ↓Debt inventory and payoff order
List every debt once, see the interest you pay each month and the order that costs least.
Download ↓Annual money review
A one-hour checklist to keep your plan alive: margin, buffer, debts, protection, investments and the long term.
Download ↓Book club discussion guide
Eleven questions for a book club, a reading group or a classroom.
Download ↓
Prefer to work on screen? Open the interactive worksheets or build a card for a specific product.
Liked these? The toolkit has more. Checklists, questions and worksheets inspired by the book, for the next time money is on the table. Part of the Reader’s Letter: a few times a year, never more.
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