Character cases
Five people. Five decisions. Your turn.
The people in the book are ordinary and their decisions are not exotic. Pick one, see the situation, change the numbers, and then run the same idea on your own life.
- Income without wealthDavid34Earns $5,000 a month“I earn well. So why does every month end the same way?”Explore the case →
- The quiet power of marginMaria31Earns $3,500 a month“I decide where it goes before I’m allowed to spend it.”Explore the case →
- Buffers and irregular incomeSofia29Freelance designer“Some months I’m rich. Some months I’m counting.”Explore the case →
- The biggest decision of their livesAnir & Katia42 and 40Parents of two, considering a mortgage“The payment looks fine. It’s the next twenty-five years we can’t see.”Explore the case →
- Retirement across systemsGrace58Has worked in three countries“I have pensions in three countries and no idea what they add up to.”Explore the case →
Each case is built around the situation described in the book. The numbers used on these pages are modelling assumptions chosen for this companion; you can change every one.