What’s new
New on the companion
Notes, tools, resources and book news as they are added. Subscribe by RSS or the Reader’s Letter and it comes to you.
The Reading Room
A focus timer, private notes, saved chapters, reflection questions, insight cards and an everyday calculator, all kept on your device.
Printable resources
The Five Questions pocket card, the four worksheets and the book-club guide as PDFs.
Start from your situation
Pick a real-life moment (borrowing, cards, a home, irregular income…) and get the chapters, tool and case that help.
Ready-made scenarios in the calculators
Try a car loan, a card balance or a pension gap in one click, then change the numbers.
Five questions to ask before any money decision
Time, Cost, Risk, Incentives, Alternatives: five plain questions that work on a loan, an insurance policy, an investment or a pension, whatever the pitch.
The quiet tax: what $1,000 buys in 20 years
Inflation never sends a bill, but it takes purchasing power every year. At 3% it removes almost half of what a sum of money can buy over 20 years.
The book trailer
A short film about the idea behind the book.
A 1% fee sounds small. Over 30 years it isn't.
Investment fees compound just like returns do. One extra percentage point on a 30-year plan can cost a fifth of the final pot.
The minimum payment trap: how $3,000 can take 15 years
Paying only the minimum on a credit card keeps the balance alive far longer than most people expect. A worked example, and the one change that fixes it.
Why a 6% flat rate is not 6%
A flat rate charges interest on the original amount for the whole loan. Here is the same $10,000 loan priced both ways, and what the real annual rate turns out to be.
Hear about new tools as they arrive. Checklists, questions and worksheets inspired by the book, for the next time money is on the table. Part of the Reader’s Letter: a few times a year, never more.
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